Protect your home for the one you love — and your children's inheritance.
A Protective Property Trust Will is a pair of mirror wills for couples who jointly own their home. It lets the survivor stay in the property for life while ring-fencing each share for your chosen beneficiaries. We guide you through it, step by step.
This service provides legal information and document templates — not legal advice. It is for couples resident in England & Wales who own property together.
What a Protective Property Trust Will does
Protect the survivor's home
Give your partner the right to live in the family home for the rest of their life through a life interest trust.
Ring-fence your share for your children
Your share of the property is held in trust and passes to your chosen final beneficiaries on the second death.
Guard against sideways disinheritance
If the surviving partner remarries or moves on, your children's inheritance stays protected.
Some protection from care fees
Ring-fencing a share can help in care-fee means-testing — though this is never guaranteed, and we explain the limits.
How it works
- 1
Check eligibility
Four quick questions confirm a PPT Will suits you.
- 2
Guided wizard
Nine plain-English sections capture everything both wills need.
- 3
Proof & check
Automated checks flag anything missing or inconsistent before you pay.
- 4
Compile & sign
Download both wills plus signing and storage guides, ready to execute.
Is it right for everyone?
A PPT Will suits couples who jointly own a home and want to protect each other and their final beneficiaries. It is not a substitute for advice in complex estates — for example large estates with inheritance-tax exposure, business assets, blended families with competing claims, or where mutual wills are wanted (these are out of scope here). If that sounds like you, our experts can help — get in touch for a consultation.